Wednesday, November 12, 2014

Lost 2014 FSA, HRA and HAS Dollars!

In the hustle and bustle of the holidays we often forget about our healthcare benefit dollars sitting in our Flexible Spending Accounts (FSA), Healthcare Reimbursement Accounts (HRA), and Healthcare Savings Accounts (HAS). Much of this money was placed tax deferred and is USE IT OR LOSE IT! Check those balances and maximize your healthcare dollars - don't let your healthcare dollars go to waste!

Northpoint Pediatrics offers a variety of important services:

  • Preventative / Yearly Check-Ups (Usually paid 100% by insurance)
  • Ill walk-in clinic 7 days a week
  • Asthma monitoring and treatment
  • Acne treatment
  • Concussion management
  • ADD/ADHD treatment
  • Sports physicals
Northpoint Pediatrics WWW.NORTHPOINTPEDS.COM Accepting New Patients | Call 317-621-9000 today for more information or REQUEST AN APPOINTMENT ON LINE _________________________________________________________________________________

George Wright, CPC
Director Business Operations
Sr. Director of the Business Operations at Northpoint Pediatrics and a certified coder himself, George leads a team of professional coders, patient account professionals and scheduling team members. Married and dad of three active boys, you can often find his family either at the soccer fields or watching soccer matches. Having a spouse who graduated from IU and George graduating from Purdue keeps the house lively as they try to persuade their children to root for their Alma Maters while watching sports!

Tuesday, November 4, 2014

Asthma Quiz!

Asthma is a chronic lung disease that affects the airways of the lung.  About 7 million children in the United States have asthma and it can begin at any age. Children with asthma have airways that can become inflammed by certain "triggers". Triggers can be cold air, physical exercise, indoor and outdoor allergens and certain odors. Asthma can be controlled with proper medication and medical care.
Below is a quick quiz to determine if you think your child has asthma.
1. Does your child ever wheeze?
2. Does your child become short of breath often?
3. Does you child complain of chest hurting or has tightness?
4. Does your child have cough during play or at night?
5. Is your child more weak or tired more often lately?
If you answer yes to any of the questions consider making an appointment  to discuss your concerns here at Northpoint. 

Kim Hatchett
RN, MSN, CFNP, AE-C


Kim grew up in Columbus, IN and attended Ball State University for her Bachelors degree in Science and Indiana University for her Masters degree. She is board certified as a Family Nurse Practitioner. 

Having a special interest in education, treating allergies and asthma, she has established asthma clinics and precepted nurse practitioners students.




Accepting New Patients | Call 317-621-9000 today for more information or  REQUEST AN APPOINTMENT ON LINE

Northpoint Pediatrics WWW.NORTHPOINTPEDS.COM 



Asthma and Cold Weather Allergens

The weather is getting colder and the outdoor allergens are peaking. This could cause a "trigger" in your child's asthma symptoms. Please review your child's asthma medicines, make sure none have expired, and see if you have a current script of albuterol solution on hand. Northpoint has an Certified Asthma Educator Nurse Practitioner to help you with your asthma needs. From refilling medicines, developing asthma action plan, testing and diagnosis asthma, providing education to the family, and staying in contact with your child's school nurse  if necessary. 

Kim Hatchett
RN, MSN, CFNP, AE-C


Kim grew up in Columbus, IN and attended Ball State University for her Bachelors degree in Science and Indiana University for her Masters degree. She is board certified as a Family Nurse Practitioner. 

Having a special interest in education, treating allergies and asthma, she has established asthma clinics and precepted nurse practitioners students.



Accepting New Patients | Call 317-621-9000 today for more information or  REQUEST AN APPOINTMENT ON LINE

Northpoint Pediatrics WWW.NORTHPOINTPEDS.COM 

Wednesday, September 10, 2014

Understanding Cost Sharing: Deductibles, Copayments & Coinsurance

All health insurance requires consumers to pay some of the cost of covered health care services. This is called "cost sharing" or "out-of-pocket" costs. Cost sharing varies with different types of health plans, but most will have a copaymentcoinsurance or deductible amount. 
Cost Sharing Requirements
·         Your plan may require you to pay before the plan begins to pay. This is called a deductible (e.g. if your deductible is $500 per year you would pay the first $500 of incurred medical expenses). Plans also may charge a deductible for certain services (e.g., you pay $100 for a hospital stay).
·         You also may need to pay a portion of each visit called a copayment (e.g., you pay $10 for each prescription medication). You may have a copayment for emergency room services. Also check your plan for details emergency services for non-emergency problems.
·         Some plans require you to pay part of each service as a coinsurance (e.g., 20% of the cost of a service).
Children's Preventive Services
Children's preventive services, such as well-child checkups and immunizations, may or may not be covered without cost sharing. You should carefully review your plan's benefit description for details. The best time to review a plan is before you sign up with it.
Methods of Payment
Before visiting your child's doctor, check the accepted methods of payment for your out-of-pocket expenses. Options for payment may include cash, check, or credit card. Remember to bring your insurance card with you to each visit.
Subsidies
Medicaid and CHIP plans have very little cost sharing and subsidies will be available in health insurance marketplaces to reduce cost sharing for some families beginning January 1, 2014.
Affordable Care Act
Health care plans may have a specified annual dollar amount that can be used for specific types of health care. However, after passage of the Affordable Care Act (ACA), health plans are no longer able to set annual or lifetime limits on ‘essential’ services.
·         Under the ACA individual and small-group non-grandfathered health plans are required to provide coverage for all recommended services for children, with no cost sharing. 
·         Note: A health plan is considered ‘grandfathered” if the plan was in place when the ACA signed in March 2010.  Plans that are granted “grandfathered” status are exempt from some of the ACA provisions. 
·         Check whether their plan is considered a non-grandfathered plan.  

Last Updated 7/29/2014
Source American Academy of Pediatrics (Copyright © 2013)

Wednesday, August 13, 2014

Parents, put down the cell phones

Baby girl with pony tail in white